Terms of Use
This Website, and any of the services provided by Wasi Home Loans LLC in connection with this Website, is being provided to you subject to these Terms of Use, which govern your use of the site. Please read these Terms of Use carefully. By visiting and/or using this Website, including any of the services offered on this Website, you agree to be bound by these Terms of Use, whether or not you complete a transaction with Wasi Home Loans LLC; and, whether or not you complete your transaction on the Website or through the use of telephone, fax, email, postal mail, overnight delivery services, or otherwise. By using this Website you acknowledge that certain features of this Website and products and/or services of Wasi Home Loans LLC may be subject to additional terms, conditions and disclaimers.
If you do not agree to these Terms of Use, you are not authorized to use this Website, or any of the services that Wasi Home Loans LLC may offer through this website. Wasi Home Loans LLC reserves the right to, in its sole discretion and without notice, deny you access and/or use of this Website for any reason or no reason at all.
Wasi Home Loans LLC is licensed as set forth on the Website which is incorporated into this Agreement by reference. The disclosures and consents required under certain state laws are deemed to be provided, received and agreed to by your visit to and/or use of the website
CHANGES TO TERMS OF USE
Wasi Home Loans LLC may change these Terms of Use from time to time. If Wasi Home Loans LLC makes any change to these Terms of Use, Wasi Home Loans LLC will notify you of the change in these Terms of Use by sending you an email message to the email address you most recently provided to Wasi Home Loans LLC, by providing you with the updated Terms of Use for your acceptance as described in Section 1, and/or by posting an updated version of the Terms of Use on the Site. Upon accessing the Site after notification or publication or a revised Terms of Use, you accept these Terms of Use as modified by continuing to use the Site. You can always find the current version of these Terms of Use by checking www.wasihomeloans.com You should do so frequently.
OTHER SITES
This site may contain links to other sites on the Internet and such links are provided solely for the convenience of our visitors. Wasi Home Loans LLC does not, unless otherwise expressly stated, endorse, control, approve or sponsor the linked sites or advertisements contained thereon. Wasi Home Loans LLC hereby disclaims liability for any other company’s website content, products, privacy policies, or security. In the event you choose to use the services available at a linked site, you agree to read and adhere to the policies and Terms of Use applicable to that site. In addition, any advice, opinions, or recommendations provided by the linked site providers are those of the providers and not of Wasi Home Loans LLC. Your participation in any linked site, including payment for and the delivery of goods or services, is based solely on the agreement, if any, between you the linked site provider
DISCLAIMER OF WARRANTIES
The information and materials contained in this site, including text, graphics, links or other items – are provided “as-is” and “as available” and Wasi Home Loans LLC does not warrant the accuracy, adequacy or completeness of such information and materials and expressly disclaims liability for errors or omissions in this information and materials. No warranty of any kind, implied, express or statutory, including, but not limited to the warranties of non-infringement of third party rights, title, merchantability, fitness for a particular purpose, and freedom from computer virus, or other malware, is given in conjunction with such information and materials. You acknowledge that neither Wasi Home Loans LLC, its affiliates nor any of their respective employees, agents, third party content providers or licensors warrant that the services or the site will be uninterrupted or error free; nor do they make any warranty as to the results that may be obtained from use of the services or the site, or as to the timeliness, sequence, accuracy, reliability, completeness or content of any information, service, or merchandise provided through the services and the site. Wasi Home Loans LLC does not endorse products or services appearing on linked sites or purchased via linked sites.
Except as specifically provided in this agreement or where the law requires a different standard, you agree that Wasi Home Loans LLC is not responsible for any loss, property damage or bodily injury, whether caused by access to or use of the services or the site. To the maximum extent permissible under applicable law, Wasi Home Loans LLC will not be responsible to you or any third party claiming through you for any direct, indirect, special or consequential, economic or other damages arising in any way out of the installation or use of the services, the site, any on-line services or internet browser software, including liability associated with any computer viruses which may infect your computer system.
LIMITATION OF LIABILITY
In no event will Wasi Home Loans LLC be liable for any damages, including, without limitation: direct or indirect, special, incidental or consequential damages, losses or expenses arising in connection with this website or use thereof or inability to use by any party, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or link or system failure, even if Wasi Home Loans LLC, or representatives thereof are advised of the possibility of such damages, losses or expenses. Hyperlinks to other internet resources are at your own risk; the content, accuracy, opinions expressed, and other links provided by these resources are not investigated, verified, monitored or endorsed by Wasi Home Loans LLC.
INDEMNIFICATION
You agree to defend, indemnify and hold harmless Wasi Home Loans LLC, its affiliates, vendors and all directors, officers, employees and agents of Wasi Home Loans LLC and its affiliates and vendors from and against any claim, demand, damages, liabilities, suit, expenses, costs or proceeding, including attorney’s fees and court costs, that relates to or is based on your violation of these Terms of Use or misuse of the Website, or any services available from Wasi Home Loans LLC through the Website, including such violation or misuses conducted by your employee or agent, if applicable.
NO UNLAWFUL OR PROHIBITED USE
As a condition of your use of this Website, you agree and warrant to Wasi Home Loans LLC that you will not use or access this Website for any purpose that is unlawful or prohibited by these terms, conditions, and notices. If your use or access violates any law or any of these terms or conditions, your permission to use the Website automatically terminates.
WEBSITE SECURITY
You are prohibited from violating or attempting to violate the security of the Website, including, without limitation: (a) accessing data not intended for your viewing or logging into a server or account which you are not authorized to access; (b) attempting to probe, scan or test the vulnerability of a system or network or to breach security or authentication measures without proper authorization; or (c) attempting to interfere with service to any user, host or network. Violations of system or network security may result in civil or criminal liability. Wasi Home Loans LLC will investigate occurrences that may involve such violations and may involve, and cooperate with, law enforcement authorities in prosecuting users who are involved in such violations.
COPYRIGHTS AND TRADEMARKS
The trade name, logos, emblems, insignia, names of products and the trademarks of Wasi Home Loans LLC (“Trademarks”) are the intellectual property of Wasi Home Loans LLC. The Trademarks and other logos and trademarks that appear throughout the Site belong to Wasi Home Loans LLC, its affiliates or third-party trademark owners, and are protected by U.S. and international trademark laws. Without the express prior written permission of Wasi Home Loans LLC, you agree not to display or use in any manner the Trademarks. The domain name for this Site, all page headers, custom graphics, and button icons are service marks, trademarks, logos or trade dress of Wasi Home Loans LLC. Nothing on the Site shall be construed as conferring any license or other rights under the intellectual property or other proprietary rights of Wasi Home Loans LLC, its affiliates or licensors or any third party, whether by estoppel, implication or otherwise.You may not use, copy, display, distribute, modify or reproduce any of the trademarks found on the Website except as authorized in this paragraph. You may not use any of the Wasi Home Loans LLC trademarks as a link to the Website except pursuant to a written trademark license agreement. The names of actual companies and products listed on the Site may be the intellectual property of their respective owners.
EMAIL & ONLINE INFORMATION REQUESTS
Please note that messages you send Wasi Home Loans LLC by e-mail may not be secure and Wasi Home Loans LLC recommends that you do not send any confidential information to Wasi Home Loans LLC by e-mail. If you choose to send confidential information to Wasi Home Loans LLC via e-mail, you accept all risk that such information may be intercepted by a third party.
By submitting your information to Wasi Home Loans LLC through this Website or by any other method, you are inquiring about loan products and/or other Wasi Home Loans LLC services and give Wasi Home Loans LLC permission to contact you via email, telephone, letter, fax or using any other information you provide, regardless of registration with any federal, state or local Do Not Call list, Do Not Mail list, or any other comparable list or registry.
USER SUBMISSIONS
Portions of the Site allow (or may allow in the future) you to submit or transmit information, text, graphics, photos, moving images, audio, video or other materials (collectively, “User Submissions”) to or through the Site. When you provide User Submissions, you grant to Wasi Home Loans LLC and its affiliates and partners a non-exclusive, worldwide, royalty-free, fully sublicensable license to use, distribute, edit, display, archive, publish, sublicense, perform, reproduce, make available, transmit, broadcast, sell, translate and create derivative works of those User Submissions, and your name, voice, likeness and other identifying information where part of a User Submission, in any form, media, software or technology of any kind now known or developed in the future, including, without limitation, for developing, manufacturing and marketing products. You hereby waive any moral rights you may have in your User Submissions. Wasi Home Loans LLC respects your ownership of User Submissions. If you owned a User Submission before providing it to Wasi Home Loans LLC, you will continue owning it after providing it to Wasi Home Loans LLC, subject to any rights granted under these Terms of Use and any access granted to others. Terminating your account on the Site will not impact any of the rights of Wasi Home Loans LLC to any of the User Submissions. Wasi Home Loans LLC may refuse or remove a User Submission without notice to you. However, Wasi Home Loans LLC has no obligation to monitor User Submissions, and you agree that neither Wasi Home Loans LLC nor its affiliates, employees or agents will be liable for User Submissions or any loss or damage resulting from User Submissions. Except as provided in the Privacy Policy, Wasi Home Loans LLC does not guarantee that User Submissions will be private, even if the User Submission is in a password-protected area. Accordingly, you should not provide User Submissions that you want to be protected from disclosure to others. You represent and warrant that you have all rights necessary to grant to Wasi Home Loans LLC the license above.
PRIVACY
Wasi Home Loans LLC recognizes the importance of protecting the privacy of Site users and wishes to provide efficient and relevant information to such users. In order to serve its customers, Wasi Home Loans LLC collects and analyzes information provided by you when using the Site. Our Privacy Policy describes Wasi Home Loans LLC’s information practices and procedures for personal information we collect at this Site. We strongly urge you to read our Privacy Policy, which is available at our privacy policy page.
GENERAL
Wasi Home Loans LLC reserves the right to modify these Terms of Use at any time without notice, but the most current version of the Terms of Use will always be available to you by clicking on the link at the bottom of the Website. By continuing to use of the Website and the services available through it, after the date of any change to these Terms of Use, including accessing the Website, you agree to be bound by the rules contained in the most recent version of this Agreement.
GOVERNING LAW
These Terms of Use shall, for all purposes, be construed, governed by and enforced solely and exclusively in accordance with the laws of the State of Oregon, without giving effect to its conflict of law provisions or your actual state of residence. You hereby agree that the courts located in the State of Oregon will constitute the sole and exclusive forum for the resolution of any and all disputes arising out of or in connection with these Terms of Use and you hereby irrevocably consent to the
personal jurisdiction and venue of such courts and irrevocably waive any objections thereto. You hereby irrevocably consent to service of process for all actions in such courts. Regardless of any statute or law to the contrary, you must file any claim or action related to use of the Site or these Terms of Use within one year after such claim or action accrued. Otherwise, you will waive the claim or action.
SEVERABILITY
You agree that if any provision of these Terms of Use shall be found to be unlawful or void, or for any reason unenforceable, then that provision shall be deemed severable from the other provisions of these Terms of Use and shall not affect the validity and enforceability of such other provisions.
HOW TO CONTACT US AND VIOLATIONS
Please contact us with any questions regarding these Terms of Use. Please report any violations of the Terms of Use to rbarberan@wasihomeloans.com